Fixed Deposit Plans

Secure investments with guaranteed returns

Fixed Deposits (FDs) are one of the most trusted and safest investment options. They allow you to deposit a lump sum for a fixed tenure and earn guaranteed returns at a predetermined interest rate, irrespective of market fluctuations.

What is a Fixed Deposit?

A Fixed Deposit is a financial instrument where you invest money for a specific period at a fixed interest rate. On maturity, you receive the principal amount along with accumulated interest, making it a secure way to grow your wealth with minimal risk.

Types of Fixed Deposits

Regular Fixed Deposit

Deposit money for a fixed tenure and earn guaranteed returns.

Tax-Saving Fixed Deposit

Get tax benefits under Section 80C with a 5-year lock-in period.

Cumulative Fixed Deposit

Interest is compounded and paid along with the principal at maturity.

Non-Cumulative Fixed Deposit

Earn regular interest payouts—monthly, quarterly, or yearly.

Senior Citizen FD

Special higher interest rates designed for senior citizens.

Corporate Fixed Deposit

Offered by companies/NBFCs, often with higher returns than banks.

Key Benefits

  • ✔ Guaranteed Returns: Fixed and assured interest irrespective of market volatility.
  • ✔ Flexible Tenure: Choose from short-term to long-term deposit periods.
  • ✔ Tax Benefits: Avail deductions under Section 80C with tax-saving FDs.
  • ✔ Regular Income: Non-cumulative FDs provide periodic interest payouts.
  • ✔ Safe Investment: One of the most reliable and low-risk saving instruments.

Start your journey towards safe and guaranteed growth. Invest in a Fixed Deposit today and secure your financial future.

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